Amazing Facts about Indian Railways

Indian Railway is constructing the highest rail bridge over Chenab, in J&K

Five times the height of Qutub Minar, it will be taller than the Eiffel Tower.

Loco-pilots (train drivers) are paid more than an average software engineer

Salaries are the tune of Rs. 1 Lakh per month and more.

 No loco-pilot has abandoned the train even in the face of certain death

The Indian Railways website gets close to 12 Lakh hits per minute

Hourly traffic on IRTC.com is more than annual traffic of some of the most popular Indian websites. It can support almost 5 million threads at one time. But, we’ve got more people than that.

The slowest train goes uphill at the speed of 10 kilometers per hour

You can jump off the train, light up a smoke, take few drags and climb on the train again. It’s the Mettupalayam Ooty Nilgiri Passenger train.

If the tracks of Indian railways were to be laid out, they would circle the earth almost 1.5 times

The trains got toilets after Indian Railways completed about 50 years!

 Back in the old days, elephants were used to position the cartridges

Its 161 years old!

16^th April, 1853. That’s a long time ago

The station with the longest name is Venkatanarasimharajuvaripeta

And it’s sometimes spelled with ‘Sri’ prefixed. Quite a mouthful.

Most unreliable train in Indian Railways is Guwahati-Trivandrum Express

It is late on an average by ten to twelve hours. Gosh!

The longest tunnel in the country is 11.215 kilometers long!

It is the Pir Panjal Railway tunnel in Jammu and Kashmir.

The station with the smallest name is called ‘IB ’: It’s in Odisha

Before installing Automatic Point System was installed, hundreds of guards lost their hands and fingers trying to fix it manually. Every time a train got delayed and we complained, an Indian Railways employee probably lost his limbs for us

The longest running train covers a distance of 4273 km between Dibrugarh and Kanyakumari:

 It’s called the Vivek Express

The shortest distance covered between two successive stations is 3 kilometers

It’s between the Nagpur and Ajni station.

A train covers a distance of 528 km without a single stop

It’s Trivandrum – H. Nizamuddin Rajdhani Express.

Lucknow is the busiest junction in the nation: 64 trains come in and move out, every day

A massively successful organization – running 11,000 trains in a day is no joke!

Indian Railways transports almost 2.5 crore passengers daily

That’s nearly the total population of New Zealand, Australia and Tasmania put together!

The Rail Museum in Delhi is the largest in Asia

It has working and non-working models both.

The railway station of Navapur is built in two states; half in Maharashtra and the rest is in Gujarat

Indian Railways has a mascot – Bholu, the Guard Elephant

Read More : Child Care Leave (CCL ) details

 Thanks: http://topyaps.com/indian-railways

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SUKANYA SAMRIDDHI SAVINGS ACCOUNT (SSA) – Complete Information

Features and Income Tax Exemption on Sukanya Samriddhi Savings Account

FAQ

Can a Railway Employee can able to open the Sukanya Samriddhi Savings Account (SSA)?

A:Yes, but one who wish to open the Sukanya Samriddhi Savings Account (SSA) must have the Girl child less than 10 years / or one who is the guardian of girl child whose age is less than 10 years is eligible.

What is SUKANYA SAMRIDDHI SAVINGS ACCOUNT (SSA)

• Scheme is meant for long term savings for Girl Children to meet out their Education and Marriage expenses
• Sukanya Samriddhi Savings Account (Sukanya Samridhi Yojna) launched by Govt recently has received very good response as PM Mr.Narendra Modi gave personal attention to this scheme as a part of ‘Beti Bachao Beti Padhao’ campaign
• This long term savings plan which aims to provide wealth in two stages, viz at the time of higher education of girl children and at the time of their marriage.
• Sukanya Samriddhi Savings Account carries interest rate of 9.1 per cent.
• It is an Exempt, Exempt, Exempt Scheme as far as Income Tax is concerned i.e Investments in Sukanya Samriddhi Savings Account is eligible for Income Tax Exemption in the form of Deduction under Section 80C of IT Act.
• Secondly, interest earned under this scheme is fully exempt from Income Tax. And Finally, Wealth created in Sukanya Samriddhi Savings Account when it is paid at the time maturity is also fully exempted from Income Tax.
• Many Financial Experts have opined that this scheme has got following positive aspects
• Higher interest rate compared to PPF,
• Income tax exemption benefits,
• Flexibility in the scheme susch as deposits can be made any number of time with minimum of deposit in one time as low as Rs. 100 (Maximum limit Rs. 1.5 lakh in a year)
• Account can be transferred any where in India

SUKANYA SAMRIDDHI SAVINGS ACCOUNT (SSA)

Details of Sukanya Samriddhi Saving Account (SSA)

• Post Offices and all Nationalised Banks will offer this Scheme. Presently, selected branches of , Post Offices, State Bank of India , Bank of Baroda, Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, Allahabad Bank, and Corporation Bank are offering Sukanya Samriddhi Savings Scheme.
• Rate of interest 9.1% Per Annum(2014-15),calculated on yearly basis ,Yearly compounded. Interest Rate will be declared annually.
• Minimum INR. 1000/- and Maximum INR. 1,50,000/- in a financial year. Subsequent deposit in multiple of INR 100/- Deposits can be made in lump-sum No limit on number of deposits either in a month or in a Financial year
• A legal Guardian/Natural Guardian who is the depositor, can open account in the name of Girl Child by producing Birth certificate of a girl child in whose name the account is opened, address proof and identity proof.
• A guardian can open only one account in the name of one girl child and maximum two accounts in the name of two different Girl children.
• Account can be opened up to age of 10 years only from the date of birth. For initial operations of Scheme, one year grace has been given. With the grace, Girl child who is born between 2.12.2003 &1.12.2004 can open account up to1.12.2015.
• If minimum Rs 1000/- is not deposited in a financial year, account will become discontinued and can be revived with a penalty of Rs 50/- per year with minimum amount required for deposit for that year. 
• Partial withdrawal, maximum up to 50% of balance standing at the end of the preceding financial year can be taken after Account holder’s attaining age of 18 years.
• Account can be closed after completion of 21 years.
• If account is not closed after maturity, balance will continue to earn interest as specified for the scheme from time to time.
• Normal Premature closer will be allowed after completion of 18 years /provided that girl is married.
• Pre-Mature Withdrawal - To meet the financial requirements of the account holder for the purpose of higher education and marriage withdrawal up to 50% of the balance at the credit. However, such withdrawal shall be allowed only when the account holder girl child attains the age of eighteen years
• Closure on maturity or before maturity due to Marriage of Account Holder- On completion of twenty-one years from the date of opening account can be closed by paying the matured amount to the account holder (Femal Child). In the case of marriage of account holder prior to maturity of account and after attaing 18 years of age, this saving account will have to be closed. Matured amount in this case will be paid to account holder after production necessary age declaration.

Sukanya Samriddhi Account Vs PPF: complete details

The recently launched Sukanya Samriddhi Account (SSA) and Public Provident Fund (PPF) can be useful instruments for saving for the future needs of the children. The Sukanya Samriddhi Account can only be opened in the name of the girl child while PPF scheme can be availed by all. Experts say PPF scores over Sukanya Samriddhi Account in terms of liquidity (partial withdrawal facility) and other flexibilities. But Sukanya Samriddhi Account could potentially give higher returns, they add.

Sukanya Samriddhi Account Eligibility: A Sukanya Samriddhi Account (SSA) can be opened by the guardian in the name of a girl child till she attains the age of ten years. Only one account is allowed per girl child. Parents can open this account for a maximum of two children.

Limit: An investor can open PPF accounts in the name of minors but a maximum of Rs. 1.5 lakh can be deposited every year including all the accounts. In case of Sukanya Samriddhi Account, a maximum of Rs. 1.5 lakh can be deposited per account.

Account Opening: A Sukanya Samriddhi Account (SSA) can be opened with an amount of Rs. 1,000 while it is Rs. 100 for a PPF account. Both these accounts can be opened at post offices and banks.

A charge of Rs. 50 will be levied both in Sukanya Samriddhi Account and PPF if the minimum contribution is not made every year.

Minimum and maximum contribution: In an Sukanya Samriddhi Account (SSA), a minimum of Rs. 1,000 has to be deposited every year and the maximum limit is Rs. 1.5 lakh. And there is no limit on number of deposits either in a month or in a financial year.

In case of PPF, an individual but has to deposit a minimum of Rs. 500 in a financial year while the maximum limit is Rs. 1,50,000. And deposits can be made in lump-sum or in 12 installments.

Sukanya Samriddhi Account Maturity: The Sukanya Samriddhi Account (SSA) can be closed after the girl child in whose name the account was opened completes the age of 21. If account is not closed after maturity, the balance will continue to earn interest as specified for the scheme from time to time. The maturity period of a PPF account is 15 years but it can be extended in blocks of five years.

Taxation: In terms for taxation, deduction up to Rs. 1.5 lakh is allowed under Section 80C in both the Sukanya Samriddhi Account and PPF. Also, both the schemes qualify for tax-free status on withdrawal and interest income.

Withdrawal: Partial withdrawal is permissible every year from the seventh financial year of opening the PPF account. In case of Sukanya Samriddhi Account, up to 50 per cent of the accumulated amount can be withdrawn after the account holder turns 18 while full withdrawal is possible after she turns 21.

Sukanya Samriddhi Account  Interest rate: The interest rate on Sukanya Samriddhi Account (SSA) and PPF is not fixed. The government will every year declare the interest rate of the scheme. For 2014-15, the government would be paying 9.1 per cent interest on Sukanya Samriddhi Account against 8.7 per cent on PPF.

Loan: A loan facility is available from the third financial year of opening the PPF account. In Sukanya Samriddhi Account there is no such facility.

What are the documents required to open the SSA?

You would require the following documents for opening of account:

·         Date of Birth proof for the child

·         Your Identity Proof

·         Your Address Proof

These are regular KYC documents that you require for opening a new bank account.

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Thanks : 1) http://profit.ndtv.com/

        2) http://www.gconnect.in/

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Child Care Leave (CCL ) details

What is CCL (Child Care Leave) to Women Employees

• For women employees having minor children(below 18 years)
• If child is disabled (40% disability) upto 22 years age. Certificate regarding disability has to be produced along with certification by the employee that the child is dependent on her.
• Maximum for a period of 2 years (730 days) during the entire service.
• It may be allowed for third year as Leave not Due without production of medical certificate.
• For taking care upto 2 children.
• Admissible for 2 eldest surviving children only.
• Leave salary will be equal to the pay drawn before going on leave.
• CCL is to be treated like LAP and sanctioned as such.Not to be debited against leave account.
• It may be combined with leave of the kind due and admissible.
• With effect from 01.09.2008
• Cannot be demanded as a matter of right.
• May be availed in more than one spell.
• May not be granted for more than 3 spells in a calendar year.
• If a spell spills over to next year it may be treated as one spell in the year in which CCL commences.
• It may not be granted for less than 15 days.
• Should not ordinarily be granted during probation period except in extreme situations where the leave sanctioning authority is fully satisfied of the need of granting CCL. In any case it should be ensured that the CCL sanctioned during probationary period is kept minimum.
• The leave is to be treated like earned leave and sanctioned as such.
• Saturdays, Sundays and Gazetted holidays will also count like in earned leave.

References

• RBE 158/08 dt. 23.10.2008
• RBE 144/2010        PBC No. 150/2010 dt 04.10.2010
• RBE 58/2010        
• RBE 21/2011 dt.08.02.2011

More Questions regarding CCL (Child Care Leave):

Whether women employees of Public Sector undertakings/ Bodies etc. are entitled to?

Orders issued by DOPT are not automatically applicable to the employees of Central Public Sector Undertakings/ CCL? Autonomous Bodies, Banks, etc. It is for the PSUs/ Autonomous Bodies to decide the applicability of the rules/instructions issued for the central Government employees to their employees in consultation with their Administrative Ministries.

Whether Govt. servant can be permitted to leave station/go abroad while on CCL?

Child care leave is granted to a woman employee to take care of the needs of the minor children. If the child is studying abroad or the Government servant has to go abroad for taking care of the child she may do so subject to other conditions laid down for this purpose.

What is the intention behind the instruction that CCL is to be treated like EL and sanctioned as such?

Child care leave is granted to a woman employee to take care of the needs of the minor children. If the child is studying abroad or the Government servant has to go abroad for taking care of the child she may do so subject to other conditions laid down for this purpose.

Whether child care leave has been extended to female industrial

employees?

Child Care leave has been extended to all civilian female industrial employees covered by the CCS(Leave) Rules, 1972 subject to the conditions provided in rule 43- C of the CCS(Leave) Rules, 1972, as amended from time to time.

Grant of Child Care Leave to widower Railway employee in the event of

death of wife left behind two surviving children?

Railway Board vide letter No.E(P&A)I-2008/CPC/LE-8 dated 23.10.2008 have issued orders for grant of Child Care Leave to women employees having minor children for a maximum of two years(730 days) during their entire service for taking care of up to two children for rearing/looking after any of their need, like examination, sickness etc. During the period of such leave, women employees shall be paid leave salary equal to pay drawn immediately before proceeding on leave. Child Care Leave shall not be debited against leave account.A case has come to our notice where a Railway Servant who has not re-married after death of his wife, and therefore, he has to take care of his children up to the age of 18-22(as a normal and disabled) along with his normal duties,single handedly. It is felt that in case wife of an employee expires and he does not marry, Child Care Leave Care Leave may be extended to widower employee, looking into the condition of needy Child Care Leave up to his re-marriage. Such types of cases are very few and therefore can be considered with minimum cost to the exchequer.

Source: http://cgstaffnews.com/?p=4220

Whether LTC can be availed during Child Care leave?

LTC cannot be availed during. Child Care leave as Child Care Leave is granted for the specific purpose of taking care of a minor child for rearing or for looking after any other needs of the child during examination, sickness etc.

Whether those who have availed Child Care Leave for  more than 3 spells with less than 15 days can avail further Child care leave for the remaining period of the current year?

No. As per the OM of even number dated 7.9.2010, Child Care Leave may not be granted in more than 3 spells. Hence CCL may not be allowed more than 3 times irrespective of the number of days or times Child Care Leave has been availed earlier. Past cases may not be reopened.

Source :  

http://satish24k.blogspot.in/2011/05/queries-and-clarification-regarding.html#sthash.vCEJ3pD7.dpuf

Whether CCL can be availed without prior sanction?

Under no circumstances can any employee proceed on CCL without prior approval of the Leave sanctioning authority.

Can we avail CCL for the children who are not dependents?

The Child Care Leave would be permitted only if the child is dependent on the Government servant.

Source : http://indianrailwayemployee.com/d6ire/content/child-care-leaveccl

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